2026 Tax Year Estimates
See your salary after tax.
Fast, state-aware take-home pay estimates for offer comparisons, relocations, and salary planning. Monthly, paycheck, and annual views in one pass.
Free · No login · All 50 states · Updated 2026
Start here · 2026-02-04
Estimate your take-home pay
Enter any salary, pick a state, and see monthly, annual, and per-paycheck results instantly.
How much does your state cost you?
Same salary, different state — see the after-tax difference side by side.
Get the most out of UsefulTax
Three steps to a useful salary comparison
Most users get a better answer by following this order instead of changing many inputs at once.
Type annual, monthly, or hourly pay. Use whichever unit matches your offer letter — the calculator normalizes it automatically.
State tax can shift your monthly take-home by hundreds of dollars on the same gross salary. Picking the right state matters as much as the salary number.
The monthly view makes offer differences easier to evaluate than annual gross. Then test one alternative state before changing anything else.
Pre-loaded salary pages
Jump straight to a common salary and state combination
These pages open the calculator pre-filled with a specific salary and state so you can start comparing without re-entering the same scenario.
Before you rely on the estimate
Clear assumptions, visible limits
UsefulTax is an independent educational site. Not a filing tool. Not tax advice.
Editorial review: 2026-03-13
What it includes
- 2026 federal income tax brackets for all four filing statuses.
- Social Security (6.2% up to $184,500) and Medicare (1.45%) payroll taxes.
- Simplified state income tax assumptions for all 50 states + DC.
- Monthly, annual, daily, hourly, and per-paycheck views.
What it does not include
- Pre-tax deductions like 401(k) contributions or health insurance premiums.
- Local or city-level income taxes (e.g. NYC, Philadelphia).
- Employer-specific payroll settings or garnishments.
- Individual tax credits, itemized deductions, or filing adjustments.